credit unions

[Simon Bar Sinister]

for those of you who are members of one, what are your likes and dislikes about them?

thx

[TitsMcGee]

I love my credit union, mainly for the fact that I can deposit money into any credit union in the state and it'll be put into my account without any hassles. I also love the fact that I can goto any credit unions ATM and not pay fees to take money out.

[torn asunder]

i greatly dislike the idea that if i have cash in my hand, and want to open a savings account, they want to know all my bills, including my mortgage & credit cards, before they'll even consider letting me open an account...

it's a savings account - my bills are none of your damn business!!

[TitsMcGee]

i greatly dislike the idea that if i have cash in my hand, and want to open a savings account, they want to know all my bills, including my mortgage & credit cards, before they'll even consider letting me open an account...

it's a savings account - my bills are none of your damn business!!

See I didn't have that problem, but I opened my account when I was 7.

[torn asunder]

See I didn't have that problem, but I opened my account when I was 7.

then your parents/whoever helped you open it probably did. or else things were different a while back!?

[TitsMcGee]

then your parents/whoever helped you open it probably did. or else things were different a while back!?

nope I opened it all by myself. Maybe federal credit unions do that type of stuff, but I've never heard of just a regular hometown one doing it.

[hunhee]

I love my credit union, it's been mine since I was 16 and worked for the county. Holy crap!!! I've had that account 16 years.

Anyway, since I had been a member for so long, my ex, when we split, had no problems opening up his own account at my credit union. I am used to their policies, and have rarely been screwed over by them. Which is not what I can say for Fifth Third (when they were Old Cunt err..Kent) and National City... *groans* but they're defo not credit unions.

[TygerLili]

I loved my credit union I had my account with in Lansing, because they were very convenient and helpful, but they were only in Lansing. I joined one out here when I moved in 2004 and hated it. They had more rules than a regular bank, and none of the perks I was used to from my other credit union, so I ended up closing my account and going to a regular bank.

So 50/50 here.

[StormKnight (1)]

I have had my credit union account from when I was stationed in Bethesda (Navy Federal.) I have a savings and checking account there. Our detatchment was authorized to start accounts there, legacy stuff that I had while I was in service. They haven't botched anything bad yet. *knocks wood*

And the rates on some of the products they offer are a little better than elsewhere I have shopped for.